The catch is that you only have one quarter to maximize your purchases in a particular category, then in the next quarter entirely different categories will get you the higher cash back rate. For January through March 2023, for example, you can earn 5 percent cash back on grocery stores, drug stores and select streaming services. The bonus categories featured on Discover’s cash back calendar tend to cover popular categories like groceries, gas stations, restaurants and online stores like, and Walmart. ![]() On all other purchases, you’ll also earn 1 percent cash back. The Discover it Cash Back is a rotating bonus category cash back card, meaning you can earn 5 percent cash back on rotating category purchases that change every quarter (upon activation), then 1 percent.
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